VETERAN BUILT FOR THE BENEFIT OF VETERANS!

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A Texas Veteran Owned

Mortgage Brokerage

Serving Texas Veterans!

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TODAY'S LOW VA MORTGAGE FIXED RATES

06 AUG 2020

No Broker Origination Fee  ||  No Lender Origination Fee  ||  No Processing Fee  ||  No Underwriting Fee

VA 30 Year Fixed Rate

SCORE 720

2.250%

APR: 2.413%

Points -0.110%

Broker Origination Fee $0

Lender Origination Fee $0

P&I $782.08

Criteria Used: 100% financed on a $200,000 appraised value*

*includes VA Funding Fee added to the loan amount

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VA 30 Year Fixed Rate

SCORE 660

2.750%

APR: 2.890%

Points -0.463%

Broker Origination Fee $0

Lender Origination Fee $0

P&I $835.27

Criteria Used: 100% financed on a $200,000 appraised value*

*includes VA Funding Fee added to the loan amount

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VA 30 Year Fixed Rate

SCORE 620

2.750%

APR: 3.007%

Points 1.037%

Broker Origination Fee $0

Lender Origination Fee $0

P&I $835.27

Criteria Used: 100% financed on a $200,000 appraised value*

*includes VA Funding Fee added to the loan amount

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VA 15 Year Fixed Rate

SCORE 720

2.375%

APR: 2.647%

Points -0.357%

Broker Origination Fee $0

Lender Origination Fee $0

P&I $1,352.25

Criteria Used: 100% financed on a $200,000 appraised value*

*includes VA Funding Fee added to the loan amount

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VA 15 Year Fixed Rate

SCORE 660

2.625%

APR: 2.972%

Points 0.156%

Broker Origination Fee $0

Lender Origination Fee $0

P&I $1,376.33

Criteria Used: 100% financed on a $200,000 appraised value*

*includes VA Funding Fee added to the loan amount

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VA 15 Year Fixed Rate

SCORE 620

2.875%

APR: 3.183%

Points: -0.129%

Broker Origination Fee $0

Lender Origination Fee $0

P&I $1,400.67

Criteria Used: 100% financed on a $200,000 appraised value*

*includes VA Funding Fee added to the loan amount

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OUR MISSION

The mission of First Source VA Home Loans is to assist Veterans or an elegible Surviving Spouse in utilizing their VA Mortgage benefit in Texas by offering amoung the lowest competitive interest rates and fees, access to expanded underwriting guidelines and a superior level of service.  Our goal is to become the First Source Mortgage Broker in Texas for VA Home Loans!!!


Mission Strategy #1

COMPETITIVE RATES & LOW FEES:  Among the LOWEST VA Mortgage Rates in Texas

We offer VA mortgage rates that are among the lowest available VA mortgage rates in Texas!  As a Texas Mortgage Brokerage, we are able to shop your rate among a network of Wholesale Mortgage Companies to identify the lowest rate available for your VA mortgage borrowing scenario.

Mortgage Broker Origination Fee: $0

Mortgage Processing Fee: $0

Lender Origination Fee: $0*

Lender Underwriting Fee: $0

*Rate Discount Points: Per the Veteran

Mission Strategy #2

EXPANDED UNDERWRITING GUIDELINES:  Offer a Broad Range of Underwriting Complexity Capability

We diligently pursue all available VA mortgage program resources among our full network of Wholesale VA Mortgage providers to successfully approve and fund the highest percentage of VA Mortgage Applicants.  As a Texas Mortgage Brokerage, we are able to shop your specific VA borrowing scenario among a network of Wholesale VA Mortgage providers to identify the Lender with the best Underwriting capacity to understand your specific application complexity.

Mission Strategy #3

SUPERIOR SERVICE:  Process & Close your VA loan efficiently and in the shortest time possible.

With a Quarter Century of experience in Mortgage Lending, we have the experience and processes to close your VA loan in about 30 days.  Depending on your specific transaction complexity, some will close in less time and some will close in more time, but either way, we will march through your transaction in the shortest time possible.

*All rates posted above are based on an owner-occupied primary residence purchase transaction scenario as follows:  VA 100% $200,000 fixed-rate loan.

Rates, APR & Points may be different for other scenarios. Payments exclude property taxes, hazard insurance and mortgage insurance. NOTE: This information is provided as a guide based upon general scenario parameters as indicated above. Interest rates available are highly individualized based upon several Applicant specific criteria causing rates and APR to be different among Applicants. This information does not represent our entire mortgage product catalogue. To learn what is available for your specific needs, please contact one of our Loan Officers or, apply online at www.FSMTexas.com. This information is not an advertisement to extend credit as defined by section 226.2 of Regulation Z. Rates and terms are subject to full credit approval and are subject to change without notice until final closing of the loan. All rates, points, fees, etc. are estimates only.

FirstSourceVAHomeLoans.com is a private website that is not affiliated with or connected to the U.S. Government, U.S. Armed Forces, or Department of Veteran Affairs, nor have these agencies or any other U.S. government agencies reviewed, endorsed and/or approved this information. FirstSourceVAHomeLoans.com is owned and operated by First Source Mortgage of Texas, which is located at 17506 Heartwind Court in Houston, TX 77095. First Source Mortgage of Texas is a Veteran Owned, Texas Mortgage Brokerage firm providing VA mortgage information for active duty military personnel and non-active duty military veterans located or relocating to Texas. Please visit the Official U.S. Government Website for Veteran Benefits for specific U.S. Department of Veteran Affairs information and resources.

First Source VA Home Loans & First Source Mortgage of Texas NMLS 1613340 ||  17506 Heartwind Court Houston, Texas 77095  ||  HomeLoans@FSMTexas.com  ||  Ph: 713-562-0236  ||  Broker of Record: D. Charles Hamel - NMLS 207352  ||